The views, and opinions expressed by the authors are not necessarily the views of GRI. [...] Permission is hereby granted to reprint the “Demystifying Decentralized Finance: Understanding Promises and Pitfalls” on the following conditions: the content is not altered or edited in any way and proper attribution of the authors and GRI is displayed in any reproduction. [...] A prominent example is the pilot project launched by Ejara, the first and most established decentralized investment and savings platform in Francophone Africa, to overcome barriers to access of the banking system in Cameroon (see [3]). [...] In the broader context, the lessons learned from these endeavors will not only shape the future of DeFi, but also have the potential to influence traditional financial systems. [...] The progression and refinement of these tools and methodologies may provide valuable insights to tackle analogous issues within centralized finance, potentially fostering the emergence of more robust, inclusive, and efficient financial ecosystems on the whole.
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