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I’m an Independent Contractor or Business Owner with NO I’m a Business Owner WITH others (including I’m an Employee others (including professionals, students, assistants and/or professionals, students, assistants and/orvolunteers) delivering services for or on behalf of my business volunteers) delivering services for or on behalf of my or billing under my business name business or billing under my. [...] BUSINESS COMMERCIAL GENERAL LIABILITY Business CGL protects your business against claims arising from injury or property damage that you or your business may cause to another person or premises as a result of your operations. [...] LEGAL SERVICES PACKAGE This package provides affordable access to a range of services including a telephone legal helpline, online legal document centre, and access to lawyers to review simple legal documents or to draft simple legal letters on your behalf. [...] LEGAL EXPENSE INSURANCE Personal Legal Solutions provides insurance to cover the legal costs for resolving a range of matters including contract, tenancy, and motor vehicle disputes, defence of driver’s license, pursuit for personal injury and property protection and defence for tax-related matters. [...] 24 Hour Accident Insurance provides a lump sum benefit where a loss or death occurs due to an accident, and where, as a result of the accidental injury, the disablement results in a permanent total disability.