'Many working Canadians worry that they will not have sufficient income for their retirement. The Canadian retirement income system (RIS) is robust; however, there are concerns whether some individuals are saving enough through third pillar instruments such as registered retirement savings plans (RRSPS) and employer sponsored capital accumulations plans (CAPS) including defined contribution pension plans (DCPPs), Pooled Registered Pension Plans (PRPPs), group RRSPs and deferred profit sharing plans (DPSPs). In completing this study ESDC and Sun Life Financial have demonstrated that it is possible to significantly increase the number of individuals who save for retirement in employer sponsored plans by simplifying their enrolment form'--Executive summary, p. 3, 4.