A university education is a transformative experience in many ways: For example, graduates develop crucial skills that can be applied in countless jobs and professions, they grow as educated people, and they are prepared for further advanced studies and/or directly for a chosen profession. The payment for that experience involves an outlay of both time and money. This report shows that there are three variables that are most strongly correlated with graduate outcomes and their financial circumstances upon graduation: their parents' educational background, whether the graduates were living in the Maritime region prior to enrolling in their first degree, and the discipline of their first degree. Before reviewing the salient findings and their implications, we begin by reviewing some important background information about the three principal variables.